Habitational/Real Estate
Real Coverage for Real Estate Risks
麻豆放映免费鈥檚 dedicated habitational insurance brokers have your commercial property owners covered. In the wake of shrinking capacity and higher premiums, it鈥檚 more important than ever for habitational property owners to rely on quality carriers with time-tested reputations. Our quick response time, exclusive market access, and specialized expertise will be the game-changing elements to get your deal done.
Target Classes of Business
Coverage Solutions
- Cyber
- Directors & Officers
- Employment Practices Liability Insurance (EPLI)
- Excess Umbrellas
- General Liability
- Property
- Workers鈥 Compensation
Exclusive Habitational / Real Estate Programs
The real estate sector consists of a variety of applications, including office buildings, shopping centers, malls, industrial warehouses, condominiums, and apartments. 麻豆放映免费 provides residential and commercial real estate insurance solutions that prepare your clients for any risk appetite.
Commercial Self-Storage
MiniCo's upgraded industry-specific business owner policy including umbrella and general liability-only policies are offered in partnership with AM Best A-rated carriers.
MiniCo pioneered the first package policy to insure self-storage operations in 1974. Since then, MiniCo has become the leading provider of insurance solutions for the self-storage industry nationwide. Our program team has unmatched class-specific experience and flexibility in customizing limits, deductibles, and policy terms. We offer an industry-specific BOP, umbrella, and general liability only policies as well as innovative wind and hail deductible options, and monoline commercial property coverage for coastal and high-hazard properties. Monoline solutions include workers鈥 compensation, cyber, and equipment breakdown. Coverage is offered in partnership with A-rated carriers. This program is available nationwide.
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Cyber
This program covers a variety of security breaches and data theft, as well as data extortion.
MiniCo offers a breach-response product from industry leader Beazley Insurance. Coverage includes security and privacy liability for employees and customers in the event of data theft; data recovery and loss of business income, including denial-of-service attacks and system malfunction; privacy regulatory defense and penalties including costs to comply with post-breach regulatory action; crisis-management costs such as customer notification, support, and credit-monitoring; and data extortion including payment of ransom monies to secure the return of data. This program is available in most states.
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Equipment Breakdown
Monoline coverage for commercial properties that protects critical business equipment.
MiniCo Equipment Breakdown Insurance complements existing commercial property policies and specifically addresses exposures related to equipment breakdown. MiniCo's experienced, knowledgeable staff provides responsive customer service and customized coverage to meet the needs of each policyholder.
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Miscellaneous Professional Liability
MiniCo offers Miscellaneous Professional Liability insurance to provide errors and omissions (E&O) coverage for a vast spectrum of professional service providers. This program is offered in partnership with an AM Best A-rated carrier and is available nationwide through wholesalers.
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Wind/Hail Deductible Buyback
Available nationwide, this program provides a monoline wind/hail deductible buyback for commercial property.
MiniCo offers a monoline wind/hail deductible buyback program for commercial property. Property owners may lower their deductibles to as little as 1% or a specific dollar amount. This decreases the potential out-of-pocket financial exposure and assists in compliance with the mortgage deductible requirements. MiniCo鈥檚 program is offered through an AM Best A-rated, non-admitted carrier. This program is available nationwide.
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