麻豆放映免费

4 -MINUTE READ

Tips for 2023 Hurricane Season Preparation

Jun 7, 2023

Hurricane Ian claimed the #1 spot for last year, and positioned 2022 as the third most expensive hurricane season on record (behind 2005 and 2017). All told, the storm tallied up around , with private insurers on the hook for roughly $60 billion of that amount.

The 2023 hurricane season officially began June 1 and will run until November 30. Experts are hopeful that this hurricane season will offer somewhat of a reprieve from recent years. According to the (NOAA), we鈥檙e expected to see a less active hurricane season, with a 40% chance of a near-normal season, a 30% chance of an above-normal season, and a 30% chance of a below-normal season.

(Image credit: )听

Even though we may see reduced hurricane activity this year, it鈥檚 still important to be proactive and prepare in advance. In NOAA鈥檚 , FEMA Administrator Deanne Criswell comments, 鈥淎s we saw with Hurricane Ian, it only takes one hurricane to cause widespread devastation and upend lives.鈥

Are You Prepared for the 2023 Hurricane Season?

Though there are no storms currently on the horizon, here are six hurricane preparedness tips to help you get ready.

  • Understand Your Location鈥檚 Risk Level. Make sure you fully understand the potential for storm surges, floods, and wind risks in your area so you can better prepare for these hazards. FEMA provides a simple to determine whether your address is a flood risk. Each state also offers resources to help you determine whether you live in an evacuation zone. Florida, for instance, provides , which residents can search by address.
  • Create a Disaster Plan. Prepare yourself and your family for what you鈥檒l do in the event of a hurricane. If you鈥檙e able to weather the storm at home, you鈥檒l need a 鈥渟helter room鈥 鈥 a space on the ground floor, ideally with no windows. If your area needs to suddenly evacuate, it鈥檚 important that everyone in your household or family knows what to do and where to go during an emergency. Ready.gov offers an with helpful prompts, so you can capture important information (contact details, medical notes, emergency meeting places, etc.) and share with family members or friends via email.
  • Assemble Your Emergency Supplies. No matter the time of year, it鈥檚 wise to have a 鈥済o-bag鈥 for each member of your family, which includes emergency items that will last at least 72 hours. If you鈥檝e gathered emergency supplies in the past, now is a great time to assess them, check expiration dates, and refresh or replenish items as needed. Don鈥檛 forget things like flashlights, extra batteries, portable chargers, phone charging cables, a radio, bottled water, blankets, clothing, toiletries, and cash. Visit Ready.gov for a , keeping in mind your specific household needs. For instance, do you have small children who鈥檒l need diapers and formula? Individuals who need medications? And don鈥檛 forget !
  • Prepare Your Property. If you haven鈥檛 recently done a walk-through to assess the condition of your property, don鈥檛 delay. At minimum, keeping your building up to code provides a baseline level of safety and protection. (FEMA provides guidance on the based on your zipcode.) Beyond that, consider how well your property will fare in a storm. Are exterior doors built to withstand heavy wind and rain? Are your garage doors approved for both wind pressure and impact protection? Are your gutters, downspouts, and window wells clear of debris and draining properly? Are there trees near your property that need to be trimmed or removed? Do you have access to storm shutters or other window or door reinforcements in the event of a storm?
  • Safeguard Important Documents. Collect and store physical and digital copies of important documents like birth certificates, passports, marriage licenses, insurance policy information, and financial documents. Keep physical copies in a waterproof and fireproof safe or box, and ensure that digital copies are stored securely (either on a password-protected physical drive or a secure cloud-based service). Not sure what documents or information you should gather? Start with , which includes categories for household identification, financial and legal documents, medical info, emergency contact information, and valuables.
  • Document and Insure Your Property and Belongings. If you haven鈥檛 already, it鈥檚 the perfect time to review your insurance policies and take of your property and belongings. An up-to-date inventory with pictures or video can speed up the insurance claims process should anything get destroyed or damaged. If you鈥檙e a collector, make sure you have a complete list of the items in your collection, as well as notes about the current condition of the collectables. Keep all of your important insurance information safely stored with your other important documents (see #5!), and make sure you can easily find policy numbers, contact information for your insurance broker, and instructions for filing claims.聽

Want additional preparedness tips? Both the and The Department of Homeland Security鈥檚 websites offer a number of helpful resources.聽

As your wholesale insurance partner, 麻豆放映免费鈥檚 team of specialists will work alongside you and your clients to prepare for whatever lies ahead. Contact us today to learn more.

The 麻豆放映免费 Property Insurance Team

The 麻豆放映免费 Property Insurance Team

麻豆放映免费鈥檚 property teams have extensive experience with all manner of occupancies and have unparalleled specialization in designing, implementing, and servicing complex property insurance and reinsurance programs. Our team welcomes the challenges presented by CAT-exposed properties, vacant buildings, offensive claims history, new ventures, and everything in between!
Hurricane Preparedness

EXPLORE FURTHER

TRENDS & WHITE PAPERS

麻豆放映免费 Professional Lines Insurance

Navigating the New Frontiers
of Professional Lines Insurance

From EPLI to Cyber, partnering with an expert professional lines broker makes the rough road much smoother. We live in a world where risks evolve rapidly, especially for businesses. 麻豆放映免费鈥檚 specialized brokers share the six biggest challenges facing the Professional Lines industry today.

CASE STUDIES | Q1 2023 | 9 MINUTES

RECENT POSTS

INDUSTRY TOPICS

PUT JENCAP TO WORK FOR YOU

The property market has been plagued in recent years with ever-shrinking capacity and rising premiums. Now, more than ever, it鈥檚 vital to partner with a strong, national wholesaler who puts its size and reputation to work for you and your clients. By working with 麻豆放映免费, you鈥檙e able to leverage the collective experience and industry expertise of an entire team. We鈥檒l arm you with unparalleled market access, as well as the industry insights needed to navigate this challenging environment. No matter the risk, your clients can trust that with 麻豆放映免费, they鈥檒l be in the strongest position possible at the negotiating table.

Stay Informed

Want to receive information from 麻豆放映免费 on timely marketplace trends, hot new product and program launches, and valuable product expertise that will set you up to win? Sign up below to receive email communications from 麻豆放映免费.

Name(Required)
This field is for validation purposes and should be left unchanged.