Environmental
Complete Coverage for Environmental Risks
Whether they realize it or not, nearly every business operation has an environmental risk exposure. Ever-evolving environmental regulations also make the environmental insurance needs of a business a moving target. 麻豆放映免费 has industry-leading carrier access and exclusive program capabilities for environmental insurance. Our team of dedicated environmental underwriters have devoted their entire careers to the environmental sector. They are environmental professionals that happen to sell insurance, not the other way around.
Target Classes of Business
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Above & Underground Tank Installation/Removal
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Commercial and Residential Development
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Contractors 鈥 Energy, Solar, Environmental, etc.
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Crime Scene Cleanup
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Demolition
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Emergency Spill Control
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Excavation
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Haulers 鈥 Trash, Recycling, Asphalt, Hazardous Materials
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Industrial Product Manufacturers
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Medical Waste
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Mold, Asbestos, Lead Abatement
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Nitrogen Delivery
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Oil and Energy Truckers
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Soil and Ground Sampling
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Soil Remediation
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Sewer and Septic Cleaning
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Street and Road Maintenance
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Tank and Pipe Cleaning
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Vessel Pollution
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Water and Wastewater Treatment
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Coverage Solutions
- Commercial General Liability
- Contractors Pollution Liability
- Employee Benefits Liability
- Environmental Contractors and Consultant
- Environmental Impairment Liability
- Errors & Omissions
- Follow-Form Excess Liability
- Hazardous and Non-hazardous Waste Hauler
- Hired and Non-Owned Auto
- Image Restoration
- Lenders Legal Liability
- Manufacturers Product Pollution
- Non-Owned Disposal
- Pollution Legal Liability
- Practice Basis or Project-Specific, including Pollution Wrap-Ups
- Professional Liability
- Site Pollution Legal Liability
- Stop Gap
- Storage Tank Liability
- Transportation Pollution Liability
- US Longshore and Harbor (USL&H)
- Workers鈥 Compensation
- Commercial General Liability
- Contractors Pollution Liability
- Employee Benefits Liability
- Environmental Contractors and Consultant
- Environmental Impairment Liability
- Errors & Omissions
- Follow-Form Excess Liability
- Hazardous and Non-hazardous Waste Hauler
- Hired and Non-Owned Auto
- Image Restoration
- Lenders Legal Liability
- Manufacturers Product Pollution
- Non-Owned Disposal
- Pollution Legal Liability
- Practice Basis or Project-Specific, including Pollution Wrap-Ups
- Professional Liability
- Site Pollution Legal Liability
- Stop Gap
- Storage Tank Liability
- Transportation Pollution Liability
- US Longshore and Harbor (USL&H)聽
- Workers鈥 Compensation
Energy Practice
Operations at every stage of production utilize sophisticated equipment in hazardous environments where the need for safety meets the reality of risk. 麻豆放映免费鈥檚 experienced energy team understands the nuances and intricacies inherent in each industry segment. From contracts and insurance requirements to upstream and midstream operations, our expertise and broad market access gives you and your clients the advantage 鈥 regardless of the risk.
Renewable Energy Target Appetite:
- Solar, Wind, Hydro, Biofuels, and others
- Service Contractors: Turbine Repair, Engineering, Consulting, Right-of-Way
- Owners and/or Operators: Landowners, Project Operators, Power Generation Facilities
- Developers and Project Management
- Consultants and Engineers: White-Collar Consultants, Eyes and Ears Only, Design and Implementation
- Product and Equipment Manufacturers: Product Design, Product Manufacturing and Distribution, Equipment Sales and Rental
- Onshore and Offshore Exposures
Oil & Gas Target Appetite:
Operators, Contractors and Consultants:
- Lease Operators, Drillers, Exploration, Rig Up and Down
- Consultants, Welders, Landman, Pumpers and Gaugers, Roustabouts, Dirt Work, Excavation
- Workover, Cleaners and Swabbers, Wireline, Fishing, Casing Contractors, Acidizing, Fracking, Cementing and Abandonment
- Soil Farms, Evaporation Ponds, Salt Water Disposal
- Pipeline Operators, Construction, Maintenance and Repair, Inspection
- Right of Way Contractors
- Onshore and Offshore, and Hybrid Exposures
Manufacturers, Distributors, Equipment Dealers and Rental:
- Pipe, Casing, Skids, Drill Bits, Valves, Phalanges, and Other Product Manufacturing, Importing or Distribution
- Yellow Equipment, Frac Tanks, Pumps, Heaters, Compressors, Generators, Fencing and Other Equipment Sales or Rental
Oilfield Trucking and Hauling, Crane and Rigging, Rig Movers:
- Salt Water, Frac Sand, Crude Oil, Waste Water, Oily Mud, Drilling Fluids, Fuels and Chemicals
- Equipment Haulers, Oversized/Overweight Hauling, Rig Movers
- Crane Operators, Crane Rental, and Rigging
Energy Practice Coverages Include:
- General Liability
- Pollution
- Auto and Physical Damage
- Workers鈥 Compensation, USL&H, MEL
- Umbrella and Excess
- Inland Marine
- Property
- Professional Liability
Exclusive Environmental Programs
The environmental liability marketplace is difficult to navigate and it鈥檚 challenging to find the best coverage to suit the needs of your clients. 麻豆放映免费鈥檚 dedicated brokers are focused on providing coverage solutions for environmental risks. Tap into our risk management expertise paired with detailed form analysis and coverage comparisons.
Architects & Engineers Professional
(Wholesale Only)
This program protects businesses from claims that may arise from allegations of third-party financial losses due to errors and omissions or negligence in the performance of professional services.
MiniCo Architects and Engineers Professional Liability Insurance provides errors and omissions (E&O) coverage for a vast spectrum of architects, engineers, construction managers, and other professionals serving the construction, manufacturing, and environmental industries. Architects and engineers professional liability insurance helps to protect these businesses from claims that may arise to include allegations of third-party financial losses due to errors and omissions or negligence in the performance of professional services.
Artisan Contractors
From simple additions to ensuring worker safety, our specialists focus on bringing your clients the right solutions to match their unique exposure.
The artisan contractors insurance program offers solutions for commercial, residential, and service and repair contractors. Additional insureds, primary wording, waiver of subrogation, and per project aggregate are included at no additional cost. Artisan Contractors is available in select states.
Cannabis Site Pollution Liability
This program is designed for cannabis cultivators, processors, manufacturers, wholesalers, and distributors.
Cannabis business operations face significant insurance coverage gaps where pollution is concerned. That鈥檚 why 麻豆放映免费 established a first-of-its-kind, exclusive program that provides monoline Site Pollution Liability to cannabis risks. This program is a non-admitted, A+XII rated program that is available in all U.S. states where hemp or cannabis is legal for recreational and medical use. Our program鈥檚 exclusive cannabis specific form, broad appetite that includes high hazard operations, and full binding authority that yields quick quotes is the perfect insurance solution for your clients鈥 next cannabis risk.
Cyber
This program covers a variety of security breaches and data theft, as well as data extortion.
MiniCo offers a breach-response product from industry leader Beazley Insurance. Coverage includes security and privacy liability for employees and customers in the event of data theft; data recovery and loss of business income, including denial-of-service attacks and system malfunction; privacy regulatory defense and penalties including costs to comply with post-breach regulatory action; crisis-management costs such as customer notification, support, and credit-monitoring; and data extortion including payment of ransom monies to secure the return of data. This program is available in most states.
Environmental and Pollution
This program is designed and intended for traditional environmental contractors, design professionals, and other specialty classes defined as "environmental" by the program appetite.
麻豆放映免费鈥檚 team of specialized brokers provides coverage for environmental contractors, consultants, engineers and solar installation contractors. Our E-PAK program is offered on A+ XV paper and is available in 48 states countrywide (no coverage available in New York or Louisiana). This program is available for retail and wholesale distribution, and we are licensed in all 50 states.
Equipment Breakdown
Monoline coverage for commercial properties that protects critical business equipment.
MiniCo Equipment Breakdown Insurance complements existing commercial property policies and specifically addresses exposures related to equipment breakdown. MiniCo's experienced, knowledgeable staff provides responsive customer service and customized coverage to meet the needs of each policyholder.
Miscellaneous Professional Liability
MiniCo offers Miscellaneous Professional Liability insurance to provide errors and omissions (E&O) coverage for a vast spectrum of professional service providers. This program is offered in partnership with an AM Best A-rated carrier and is available nationwide through wholesalers.
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